• How do I enroll?

  1. Apply online or by phone

  Start by getting a free quote online or call us at 1-800-799-5852.

• 2. Underwriting

  All plans are subject to underwriting.

• 3. Acceptance

  After the underwriting process is finished, we’ll send you the pet health insurance certificate for the plan you requested, or recommend the most appropriate plan for your pet.

• How do I use my plan?

  1. Get treatment

  If your pet gets sick or hurt, or if your plan covers wellness care, go to any licensed veterinarian in the US or Canada and pay for the services.

• 2. File a claim

  Submit our one page claim form and any receipts to us.

• 3. Get reimbursed

  You'll be reimbursed for 80% of allowable veterinary charges, after your $100 annual deductible is met.

Plans are underwritten by the United States Fire Insurance Company
Copyright 2007, The Hartville Group