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Underwriting
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Underwriting and Administration Information

Products are underwritten by the United States Fire Insurance Company. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. Crum & Forster Pet Insurance Group^TM is a trademark of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company (2016).

C&F Insurance Agency, Inc. administers the plans by handling claims, billing, customer service, and sales. C&F Insurance Agency, Inc. is authorized to sell insurance in all 50 states and the District of Columbia. See licensing information for details.

C&F Insurance Agency, Inc. (NPN # 3974227)

1208 Massillon Rd, Suite G 200
Akron, Ohio 44306
www.cfpetinsurance.com

United States Fire Insurance Company

5 Christopher Way
Eatontown, NJ 07724
www.cfpetinsurance.com

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Welcome WSU Alumni!

Welcome WSU Alumni!

Underwriting and Administration Information

Sample plans are samples only and may not include state specific variations.

Complete Coverage^SM

Accident-Only Coverage

Basic Preventive Care (optional)

Prime Preventive Care (optional)

California Insurer Disclosure

Underwriting | Licensing | Privacy Policy

Notice to California Residents

Insurer Disclosure of Important Policy Provisions

Waiting Period Health Assessment

*Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.hartvillepetinsurance.com/terms. Preventive Care coverage reimbursements are based on a schedule. Complete Coverage℠ reimbursements are based on the invoice. Products, schedules, and rates may vary and are subject to change. Discounts may vary and are subject to change. More information available at checkout. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Insurance products are underwritten by either Independence American Insurance Company (NAIC #26581. A Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254), or United States Fire Insurance Company (NAIC #21113. Morristown, NJ). Please refer to your policy forms to determine the underwriter for your policy. Insurance is produced by PTZ Insurance Agency, Ltd. (NPN: 5328528. Domiciled in Illinois with offices at 1208 Massillon Road, Suite G200, Akron, Ohio 44306). (California residents only: PTZ Insurance Agency, Ltd., d.b.a PIA Insurance Agency, Ltd. CA license #0E36937). Hartville Pet Insurance is a brand name.

© Copyright 2025, PTZ Insurance Agency, Ltd.