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Hartville Pet Insurance
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Underwriting and Administration Information

We want you to know exactly what you’re getting with our pet insurance, which is why we’ve made these sample plans available online. They include a list of definitions and a description of the coverage provided by each plan. Please note that they are only samples for your review and may not include state specific variations.

Accident + Illness

Complete CoverageSM

Our most popular plan offers robust coverage for accidents, illnesses, congenital conditions, alternative therapies, behavioral issues, and more.

Accident-Only

Accident-Only Coverage

This is a great lower cost option for pet parents who only want to cover their four-legged family members for accidents.

Optional Preventive Care

You can add one of our optional preventive care coverage options to your plan at a low additional cost. They pay up to a set amount for a list of covered services. There’s no deductible or co-insurance.

Basic

Prime


Underwriting and Administration Information

Sample plans are samples only and may not include state specific variations.

 Complete CoverageSM

 Accident-Only Coverage 

 Basic Preventive Care (optional)

Prime Preventive Care (optional)


California Insurer Disclosure

Member Center | Claim Form | Underwriting | Licensing | Privacy Policy

Notice to California Residents

Insurer Disclosure of Important Policy Provisions

Waiting Period Health Assessment

*Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.hartvillepetinsurance.com/terms. Preventive Care coverage reimbursements are based on a schedule. Complete Coverage℠ reimbursements are based on the invoice. Products, schedules, and rates may vary and are subject to change. Discounts may vary and are subject to change. More information available at checkout. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Insurance products are underwritten by either Independence American Insurance Company (NAIC #26581. A Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254), or United States Fire Insurance Company (NAIC #21113. Morristown, NJ). Please refer to your policy forms to determine the underwriter for your policy. Insurance is produced by PTZ Insurance Agency, Ltd. (NPN: 5328528. Domiciled in Illinois with offices at 1208 Massillon Road, Suite G200, Akron, Ohio 44306). (California residents only: PTZ Insurance Agency, Ltd., d.b.a PIA Insurance Agency, Ltd. CA license #0E36937). Hartville Pet Insurance is a brand name.

© Copyright 2025, PTZ Insurance Agency, Ltd.