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Say “Yes!” to veterinary care

Complete CoverageSM gives you the comfort of knowing your pet is covered for things like accidents, illnesses, hereditary and congenital conditions, behavioral issues, alternative therapies, and more. Plus, with customizable features, there’s a plan for every budget.

What's Covered:

Pet Accidents


Dog Illnesses


Hereditary Conditions


Behavioral Issues


Hartville Pet Insurance App

Because your time is money, we keep things quick and simple.

From submitting claims to reviewing your benefits, everything that has to do with Hartville Pet Insurance can be done efficiently online, on your time. Our services are streamlined and intuitive for minimal disruption to your busy schedule.

Plans Reimbursement

How Reimbursement Works

Pay your
vet bill

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Submit a

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Get cash

Claim payout math is pretty straightforward. Payouts are based on your vet bill, so once your annual deductible is out of the way, you’ll get 90, 80, or 70% of the covered bill back, depending on which reimbursement percentage you select when you enroll.

Annual Deductible

Annual Deductible


$100 $250 $500


Reimbursement Percentage


90%  80% 70%

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Your Annual Coverage Limit

Your coverage will have one annual limit, so it resets every year, and you get to pick it. We offer choices from $2,500 up to unlimited, because a higher annual limit can really make a difference when your pet has a costly condition.