Complete CoverageSM includes the exam fees and costs of diagnostics and treatment when your pet gets hurt or sick.
We cover treatment as advanced as chemotherapy and stem-cell therapy, and alternative treatment like acupuncture and hydrotherapy. Simply put, Complete CoverageSM takes care of the same costs that you’d expect your own health coverage to take care of if you were hurt or sick.
Some common incidents that Complete CoverageSM can help you with are listed below for your reference.
- Broken bones
- Bite wounds
- Lodged foreign objects
- Toxic ingestions
- Digestive problems
- Heart disease
- Eye disorders
- Hip dysplasia
- Excessive licking
- Destructive chewing
- Fur pulling
- Tail chasing
What’s Not Covered?
Like all pet insurance providers, we have some exclusions
For a full list of exclusions, see a sample policy.
+ Preventive Care
When you enroll, you’ll have the option to add Preventive Care to your coverage for a little more per month. If you add it, you get a fixed amount of money back for a list of services that help protect your pet from illnesses, like dental cleaning, vaccines, and wellness exams.
Accident-Only Coverage is also available, which includes the exam fees and costs of diagnostics and treatment just for accidents. You can learn more about it by getting a quote.
How Reimbursement Works
Claim payout math is pretty straightforward. Payouts are based on your vet bill, so once your annual deductible is out of the way, you’ll get 90, 80, or 70% of the covered bill back, depending on which reimbursement percentage you select when you enroll.
Your Annual Coverage Limit
Your coverage will have one annual limit, so it resets every year, and you get to pick it. We offer choices from $5,000 up to unlimited, because a higher annual limit can really make a difference when your pet has a costly condition.